Ekwela ka Cigna gbue Ọnwụ

Zuo ike n'udo, Nataline.

If you've never been denied benefits, screwed on an insurance settlement, or heard of someone who has – you're a lucky person! The insurance industry is one of the most profitable in the United States. The math is quite simple, the more people they let die – the better the profits.

Anyị nwere ike ịgbanwe nke a na Intanet na blogosphere? Anyi nwere ike iji ozi nke Cigna eme nzuzu and make a difference? They claim they are in the business of caring. Is that true? Doesn't caring actually cost more money than not caring? I believe that Doctors care, but Insurance companies have the opposite incentive.

N’akwụkwọ ozi iri na abụọ nke ọnwa Disemba, ndị dọkịta anọ rịọrọ mkpuchi ahụ ka ọ tụlee. Ha kwuru na ndị ọrịa nọ n'ọnọdụ ndị yiri ya bụ ndị na-amalite transplan nwere ọnwa isii ka ọ dị ndụ ihe dịka pasent 11

Cigna kwuru na ọ bụ nnwale ma amụma ya ekpuchighi ya.

Nataline Sarkisyan anwụọla ugbu a mgbe afọ atọ nke ịlụ ọrịa leukemia ọgụ na ịgọnarị ihe achọrọ site na ụlọ ọrụ Insurance ya, Cigna.

This is nothing short of first degree murder in my eyes. An employer who loses an employee due to unsafe working conditions can be charged with manslaughter or wrongful death, why can't an Insurance Company? Cigna didn't ignore the situation, they analyzed it and made a conscious choice to leave the patient to die.

These stories both anger and terrify me. If you own stock in Cigna or even a Mutual Fund that has Cigna in the mix, I would urge you to not support such a company. It's time that insurance companies quit lining their pockets with the blood of the very people that pay them.

More on Nataline's struggle:

  1. Nataline nwụrụ, ihere na Cigna
  2. Cigna gburu Nataline
  3. RIP, Nataline
  4. Nataline anwụọla

CIGNA Executive Management Team - olee otu ị ga-ehi ụra n'abalị?!

24 Comments

  1. 1
    • 2

      Ndewo JHS,

      Akụkụ dị egwu dịịrị m bụ nke a - ụlọ ọrụ inshọransị na mba a nwere ikike ịgọnahụ azịza na dọkịta na-ekwusi ike na ọ ga-agbatị ma ọ bụ chebe ndụ.

      A business making a life or death decision should be illegal. Plain and simple.

      Doug

      • 3

        Doug,

        Ee, ọ na-atụ ụjọ, mana ọ bụ eziokwu kemgbe ogologo oge. Ihe a merenụ dịtụ nro: peoplefọdụ ndị ga-anwụ n'ihi na onye na-enye onyinye anaghị abịa. N'ebe a, o doro anya na anyị nwere ikpe ebe enwere otu, ma ọ nwetaghị ya.

        Ma ọ bụ karịa, ọ nwere ike ịnwe, mana ndị ezinụlọ ya ndị ọzọ nwere ike na-ere pensụl n'okporo ámá mgbe akụ ha gụsịrị. Nke bu ihe kpatara ha jiri chee na ha nwere mkpuchi. Ihe doro anya na foto a…

        • 4

          Ndewo Bob!

          Ọ dị mma ịhụ gị ebe a ma nwee olile anya na ị na-eme ọfụma.

          Ọma tinye.

          Enwere m olileanya na anyị nwere ike itinye nrụgide dị mkpa maka ndị omebe iwu anyị ịhapụ nlekọta ndị ọrịa ebe ọ kwesịrị - ya na dọkịta na ọ bụghị ụlọ ọrụ mkpuchi.

          Doug

  2. 5

    The problem is that health insurance companies’ bottom line depends on NOT paying benefits. This is what I encountered when trying to get approval for my son’s medication. He had approval for Zyrtec-D, which was a non-formulary medication in 2004 when the battle started. I didn’t. We were both prescribed the same medication for ADHD. Mine was approved; his wasn’t. It didn’t get approved until this year, when Zyrtec-D was approved for OTC sales? Coincidence? You decide.

    Our story is minor compared to this, but the principle still holds. They had covered the bone marrow transplant and aftercare so in their minds, they had discharged their obligation to approve any additional expensive treatments for this girl. I doubt the request initially reached someone knowledgable (see my notes about the gastroenterologist approving psychiatric medications, for example), so it was relatively simple to just say no. Even after the four doctors appealed, they denied.

    Michael Moore has this much right: Putting medical decisions in the hands of anyone other than a patient’s doctor is just wrong. And for the so-called ‘doctors’ at Cigna I just have to ask how they reconcile their Hippocratic oath with the denials they sign.

    • 6

      Dabere na Forbes, H Edward Hanway’s total compensation is $28.82 million and his 5-year is $78.31 million. Hanway has been CEO of Cigna (CI) for 6 years and has been with the company for 28 years.

      Nke ahụ bụ otú o si eme ka ha dịghachi ná mma.

  3. 7

    Unfortunately most of us americans go through life fat , dumb and happy . We read about tragedies like this and think it won’t happen to me or my family . We try to downplay its significance with thoughts like ” she fell through the cracks ” or ” she would have died anyway ” . Our press is failing to properly investigate and report on negative and criminal activity by insurance companies because many of the insurers are also paying sponsors . We have reporters such as John Stossel villefying Michael Moores film Sicko just a few short months before Natalines Death .

    Bilie America

    Ruo mgbe anyị niile ga - ewe oke iwe wee kpọọ oku, dee akwụkwọ ozi ma mee ka iwe anyị wee mara, omume ndị a ga - aga n’ihu. Jiri mkpịsị odee, ọnụ gị na akwụkwọ akpa gị kwuo ya.
    Kpọtụrụ onye omeiwu gị. Email ndị na-ede akụkọ akụkọ na-abụghị eziokwu. Kpọtụrụ ma yie egwu ịhapụ ụlọ ọrụ na-akpọsa ihe ngosi ndị a.

  4. 8

    Ihe a niile na-ewelite ajụjụ ndị ọzọ wee zaa m.

    From what I read, if she got the transplant she MAY have lived six more months. She certainly wouldn’t have lived much longer than that. She had a terminal illness.

    I feel for the family. But its not as cut and dry as some media reports want to make it. If it was a matter of her getting this treatment and living for 20 more years… its a no brainer. But getting this transplant, would have required her to get some anti-rejection medicine… which would have taken her already weak immune system and make it even worse… which would have made the cancer spread even faster. AND the cancer was terminal in the first place.

    And I’m going through my own battle with health insurance companies right now myself. So I know they can be down right unreasonable. And my claim is only a couple hundred dollars… nowhere near the six figures this claim was revolving around.

    • 9

      Ndewo ck,

      I’m sure there are a lot of pieces that are missing, but the bottom line for me was that some doctors and nurses requested the treatment and they were vetoed by the Insurance company. We have to make sure that that NEVER happens.

      Good luck with your battle! I’m one of the many ‘uninsured’ in this country – I’m overweight and can’t get it on my own. (My kids are covered on their own policy).

      Doug

  5. 10

    M tụkwasịrị ndị dọkịta obi dịka m tụkwasịrị ụlọ ọrụ mkpuchi obi.

    N't gaghị arịọ ikike ka ị mee ihe ga-etinye ego n'ụgwọ n'akpa gị?

    This is why you can appeal to a third party arbitrator for decisions that are denied. So a person who:
    A. Mmetụta ezinụlọ anaghị emetụta ya.
    B. Mmetụta ha adịghị emetụta (na-aga maka mkpuchi na ndị dọkịta)

    Nwere ike ime mkpebi ikpeazụ.

    Ọ bụghị ihe ndabara na ọtụtụ ndị dọkịta bụ ndị nwere ego na aka ha.

    Yabụ na isiokwu, ị ga-asị na ị na-akwado nlekọta ahụike ụwa?

    • 11

      I had the pleasure of knowing quite a few doctors and it was sad seeing how insurance companies affected them. One of my friends was pushed to ‘spend less time’ with each patient to improve his ‘productivity’. I also saw him spending 1/3 of his salary on malpractice insurance (another profitable industry).

      He also HAD to join a Doctor’s group rather than having his own practice because there was no way he could keep up with the insurance paperwork. This was a heart-breaker because he was a fantastic Doctor and didn’t deserve to be tunneled into production line healthcare.

      I think you’ll find that the vast majority of Doctors are not millionaires and even more are leaving patient care because of all the crap they have to deal with. It’s a mess.

      Re: Uwa na aru ike

      I lived in Canada for 6 years and I actually do support universal health care (much to the horror of my conservative upbringing). The reason is simple – I believe medicine is a social issue, not a business… even though in the U.S. we have made it a BOOMING business.

      Canada has its challenges, I will admit. The horror stories we hear down here are few and further between, though.

      I believe there’s a great business advantage to universal health care as well – people aren’t afraid to start their own business when they don’t have to worry about healthcare for their families. People are no longer afraid to quit bad jobs, either, leading to improved working conditions.

      I genuinely think it’s a step up. After all, if you can pay an Insurance CEO $28 million a year, there’s opportunity for some streamlining, right?

  6. 12

    Nope. If you see giving 33% MORE of your income to the government for insurance… go right ahead. But as it stands right now… I pay about $250/month for full (very good) medical insurance. Though my employer pays a lot more. But that is part of employing developers.

    • 13

      The irony is that we already do pay that, though, ck. When an uninsured person gets treated, you pay for it through taxes and increased medical rates, etc. We’re already paying for universal health care… but it’s only for treatment – not preventative medicine.

  7. 14

    ck -

    With regard to your comment that Nataline would have had six months WITH the transplant — incorrect. Without the transplant, they’d given her six months on the outside. The bone marrow transplant had succeeded in eradicating the leukemia but the cost was liver damage that was irreparable. If she had received the transplant, she had the prospect of a full life. Without it, she was doomed.

    The system is completely broken when doctors no longer have the ability to be doctors. If you don’t trust them, it’s probably because they have had to practice defensive medicine where they satisfy the insurer, the patient and walk a line down insurance liability risks, too.

    Fixing the system will mean limiting malpractice damage awards and grounds for liability lawsuits, limiting insurers’ profits and putting the practice of medicine back in the hands of the folks who paid over $100K for their education as a doctor. You should really read Dr. Kirschenbaum’s series on Doctors, Money and Medicine for a different perspective. Malite ebe a.

  8. 15

    Ihe niile m gụrụ dị ka ihe na-egosi ihe mgbaru ọsọ maka imeju umeji bụ 65% ohere nke ibi ọnwa isii ọzọ.

    Now as my initial post said, if this would have made life for another 20 years possible… all for it. But if its six months… I won’t jump up and down for either decision. And would think the third party arbitrator is a valid solution.

    Ma mgbe ha bụ okwu, echeghị m na ndozi bụ nlekọta ahụike ụwa, nke na-ebugharị ibu arọ nye gọọmentị anyị ma ha na-ackụ.

    The fix is, as you alluded to… limiting malpractice damages and other regulations. But I certainly wouldn’t put the management of the health insurance in the likes of Hillary Clinton. Frankly, have enough issues with where my tax money gets spent… don’t need it paying for ‘health issues’ like nose jobs.

  9. 16

    CK -

    Kwa otu Associated Press isiokwu na http://ap.google.com/article/ALeqM5hFp8DsNC_gJwb9q72kNfDiZCioSwD8TM2SAO1, e hotara ndị dọkịta nọ na UCLA dị ka ndị na-ekwu “… ndị ọrịa nọ n'ọnọdụ yiri nke Nataline bụ́ ndị a na-amụgharị mkpụrụ osisi nwere ọnwa isii nke ihe dị ka pasent 65.”

    Ihe m ghọtara nke ahụ pụtara bụ na ọ ga-enwe ohere pasent 65 nke ịlanarị ọnwa isii mbụ, ọ bụghị, dịka ị kwurula, na ọ ga-anwụ agbanyeghị na ọnwa 6. Ọ na-arịa ọrịa ga-egbu ya n'ihi na ọ nwere ọrịa imeju nke ọgwụgwọ leukemia na-akpata. Nghọta m bụ na ọ bụrụ na ọ bụrụ ọnwa isii, ọ gaara enwe ohere ọ bụla iji mee ya ọtụtụ afọ.

    O jiri ezi obi na-egosi m site na post gị na ị kwenyere na nlekọta ahụike nwere ike ịme ụfọdụ ọfụma kwesịrị ịdị maka ndị nwere ike ị nweta ya, yana ndị ọzọ niile ka mma ịnwụ. Ekwenyere m n’ọtụtụ isi okwu na ntụnye gị; Echere m na mkpezi nke ndị ọzọ bụ ezigbo echiche, ọkachasị ma ọ bụrụ na ọ dị ọsọ ọsọ, mana echiche gị nke "nwere ike hapụ ya ka ọ nwụọ, ọ na-aga agbanyeghị" na-abịa dị ka pụtara pụtara mmụọ. Ọ na-enye echiche na naanị gị nwere mmasị na onwe gị na ọ nweghị onye ọzọ.

  10. 17

    Rob,
    Achọrọ m ka mmadụ niile biri ma nwee ike ịnweta mkpuchi ahụike, agbanyeghị echeghị m na ọ bụ ebe gọọmentị na-enye ya.

    Ọ ga - akara m mma ịhụ gọọmentị pere mpe (yabụ, mwepu IRS), ọ bụghị karịa ya.

    How do you think our founding fathers did it? The answer is to make the burden on doctors less (ie law suits) and not to move that burden to every tax payer. Our government has proven itself inept and should not be trusted with our medical lifes as well. With them in charge, cases like this will become more common, not less common. Just look at the stats of heart failure and cancer survivor rates of those with cancer. Private medicine is much more effective.

    But as the to the case at hand, let me say it again.. if the prognosis was for potential to a long life after the transplant… then I’m all for it. But I read the statement you pointed out in the negative way.

    Ọ ga-amasị m ịhụ ederede ederede nke ọma, naanị eziokwu ụdị akụkọ na ya.

    This is not an easy subject and shouldn’t be one waged with emotional arguments. Just the facts m’am.

    • 18

      The Facts are simple, Cigna does not want to spend to cure sickness, the same Cigna Glendale did this to this Family, they fought back in every way they could, only to find out the Goverment Agencies let these people abuse the consumer, and nothing is done. It is covered up.

      Onye nnọchiteanya si Valencia, California dere

      Congressman dere: N'ime akwụkwọ ozi edepụtara na ụbọchị nke iri atọ na atọ nke 30 na Dept of Corporations. Detuo leta enyere Jo Joshua Godfrey.

      Ezigbo Bishọp Bishop,
      Anọ m na-ede n'aha ndị mejupụtara m Josephine Joshua Godfrey bụ ndị nwetagoro nnukwu ihe isi ike site na California nyere HMO ikike, nlekọta ahụike CIGNA.

      Oriakụ Godfrey rịọrọ ka CIGNA ghara ịchọpụta nke ọma wee gwọọ ọrịa kansa akpa ume ya site na Machị 1993 rue Ọgọst 1994. O doro anya na otu afọ mgbe nke a gasịrị ndị dọkịta na-abụghị ndị Cigna chọpụtara ngwa ngwa Carcinoid na akpa aka ekpe ya wee gwa Oriakụ Godfrey na Tumor kwesịrị ịchọpụta na mbido 1993. N’agbanyeghi na ekwupụtaghị na etuto ahụ dị na CIGNA, e wepụrụ etuto ahụ na ST. Slọ ọgwụ Josephs na Burbank California. Ọrịa na-arụ ọrụ gbasara ọrịa na-akọ na akpụ ahụ “tozuru oke mature tozuru oke.

      Mgbe GIGNA na-enyocha ya, Oriakụ Godfrey rịọrọ ugboro ugboro ka a kpọga ya onye ọkachamara maka ọgwụgwọ ahụike. Maka ebumnuche na-enweghị nkọwa GIGNA jụrụ ịkpọtụrụ onye ọkachamara maka ọgwụgwọ kwesịrị ekwesị. CIGNA jụkwara ịhapụ akwụkwọ ndekọ ahụike nke Oriaku Godfrey ka onye dibịa ọzọ nwee ike inyocha akụkọ gbasara ahụike ya wee nye usoro nkwekọrịta. Naanị mgbe ọtụtụ arịrịọ rịọrọ ka ewepụtara ndekọ ndị ahụ. Ma, Oriakụ Godfrey kwenyere iji kpuchido CIGNA site na ezighi ezi akwụkwọ gbanwere n'ụzọ ọjọọ.

      Steeti California nwere ibu ọrụ ichebe ndị ahịa debanyere aha na HMOS. A chọrọ steeti ka ọ kụziere ma gwa ndị na-azụ ahịa ihe gbasara HMOS. N'ime ihe karịrị nde 12 Californians na HMOS na-akụziri ma na-agwa ndị na-azụ ahịa gbasara ịdị mma na ịnweta nlekọta ahụike bụ ọrụ dị mkpa. N'ụzọ dị mwute, ọ bụrụ na ahụmịhe Oriakụ Godfreys bụ ngosipụta ọ bụla banyere otu ndị ahịa HMOS si agwọ mkpa ahụike, anyị ga-enyochagharịrị usoro nlekọta ejiri. Ndị omebe iwu amalitela ịchọpụta HMOS na ụdị ọgwụgwọ ha na-enye. Ọtụtụ ndị ọrịa kwenyere na HMOS na-agọnahụ ndị ọrịa na ozi oge niile iji belata ego. O doro anya na "iwu gag" nke na-egbochi ndị dọkịta na-atụ aro ọgwụgwọ nke HMO adịghị ekpuchi bụkwa nchegbu dị mkpa.
      My Constituent abụghị naanị onye nwere nsogbu na HMO.
      (1) Ruth Macinnes nke San Diego nwụrụ mgbe ndị dọkịta HMO na-enweghị ike ịlele ahụike iji chọpụta ma gwọọ ọrịa obi ma zaghachi ọrịa mberede nke cardiogenic; (2) Will Spense nke Los Angeles na-alụ ọgụ maka ndụ ya ma ọ bụrụ na ọrịa cancer lymphoma na-abụghị Hodgkins bụ nsogbu -achọpụta ihe karịrị otu afọ. Agwara m na dịka ndị a, e nwere ọtụtụ puku ndị ọzọ jikọtara mba ahụ na akụkọ yiri ya.

      Enwere m nkwanye ùgwù na ụlọ ọrụ gị na-enyocha nkwupụta ndị a, ma nyochaa ma a na-enyocha HMOS nke Ọchịchị yana ndị na-azụ ahịa nyere ha ozi ha chọrọ iji hụ na nlekọta ahụike dị mma. Ekwenyere m na Oriakụ Chineke ejirila usoro kwesịrị ilebara ya anya mejọọ ya. Ọ bụrụ na ekpughere mmebi ahụ, ana m arịọ ka e mee ihe mmanye megide ndị instutionsn maka ndị na-emegbu ndị ahịa. Nnyocha zuru ezu ga-enyere aka hụ na steeti mezuru ọrụ ya karịrị ndị ahịa HMO nde 12. Biko zaghachi onye isi mpaghara m, Armando E. Araloza na mbido mbido gị.
      Ngalaba Corp zaghachi
      Los Angeles, CA Reply »

      JO JOSHUA GODFREY NA-EKERE ND PEOPLE KALIFORNIA NA MBA A:
      NTPARKWU NDOR ỌZỌ NA-AZ TOGHE ND TO KWESESSRESS MBỌCH D B D DBỌCH J JULY 2ND, 1996
      RE: Debanye No Alfa
      Ezigbo Congressman,
      Anatala m akwụkwọ ozi May 30, 1996 gị natara na June 4, 1996, gbasara ndị akpọrọ aha ha na atụmatụ ọrụ nlekọta ahụike ha, Cigna Healthcare nke California.
      Ngalaba Corlọ Ọrụ (? Ngalaba?) Na-achịkwa Cigna Healthcare na atụmatụ ọrụ nlekọta ahụike ndị ọzọ n'okpuru Iwu Atụmatụ Nlekọta Ahụike Knox-Keene (Code Health and Safety Code 1340 et seq.) Yana ụkpụrụ Kọmịshọna (CCR Nkebi 1300.40 et seq .) Ngalaba na-ewere arịrịọ ọ bụla maka enyemaka (? RFA?) Anyị na-enweta nke ọma. RFAs ndị Ngalaba natara na-enyocha ọ bụghị naanị maka okwu (s) onye ọ bụla, mana yana anya maka nsogbu ndị nwere ike ịhazi usoro. Nyochaa RFA bụ ihe dị mkpa nke mbọ niile Ngalaba na-achịkwa.
      Ngalaba enyochala ma ọ bụ na-enyocha RFA niile nke ezinụlọ Godfrey nyefere. Ntụleghachi nke Josephine Godfrey site na Ngalaba Mmanye Ngalaba. Nyocha a gụnyere, mana ọnweghị oke, site na nyocha nke ihe ndekọ ahụike dị mkpa, ajụjụ ọnụ na ndị ọrụ atụmatụ, yana mkparịta ụka sara mbara na ezinụlọ Godfrey. Site na nyocha a, Ngalaba Mmanye Iwu ahụ kpebiri na Cigna ejirila afọ ojuju mee mkpesa nke Oriaku Godfrey ma mepụta usoro iji dozie nsogbu ndị a.
      Banyere Christopher Godfrey? S RFA, Cigna kwenyere ịnwe (Aha nke individuaL Omitted) RN dịịrị ma Mazi ma Oriakụ Godfrey iji nyere ha aka ịhazi nlekọta ha ugbu a ma dozie nsogbu ọ bụla ha nwere ike izute. Emechiri RFA abụọ a ugbu a. Agbanyeghị, etinyere ozi dị na ndị a na RFA niile n'ime iwu na-aga n'ihu nke Ngalaba iji hụ na atụmatụ ahụike na-akwado iwu Knox-Keene.
      Ngalaba na-akọrọ gị nchegbu banyere ihe a na-akpọ? nkebiahịrị na nkwekọrịta ndị na-eweta ọrụ. Ngalaba ahụ chọrọ n'oge na-adịbeghị anya atụmatụ iji hichapụ otu nkebiahịrị na nkwekọrịta nke ndị na-eweta ya nke nyere ndị na-eweta ọrụ ka itinye atụmatụ ahụ 'n'ọnọdụ dị mma.' Ngalaba ahụ kwuru na mkparịta ụka a na nso nso a nye ndị ikikere niile, sị: "Dọkịta ọ bụla na-eme nkwekọrịta na ndị ọkachamara nlekọta ahụ ike ọzọ ga-enwe ike iji obi eziokwu kwuo okwu n'ụzọ ziri ezi banyere ihe ndị nwere ike imetụta ahụike na ebumnuche onye ọrịa iji bulie mmekọrịta ọdịnala nke ntụkwasị obi. obi ike dị n'etiti onye ọrịa na onye nlekọta ahụike.?
      Na mmechi, Achọrọ m ọzọ iji mesie Ngalaba nkwa nke ọtụtụ nde ndị Californians debara aha na atụmatụ nlekọta ahụike. Ọ bụrụ n’inwere ajụjụ ndị ọzọ, biko egbula oge ịkpọtụrụ Onye Enyemaka Pụrụ Iche (Aha Ahapụ) N’obi,
      Keith PAUL BISHOP
      Kọmishọna nke rationslọ Ọrụ

  11. 19

    Edere m akụkọ a nye ndị omebe iwu mgbe m dị afọ iri na anọ, achọrọ m ịkọrọ gị ya.

    Adị m afọ 14 ma bụrụ onye na-arịa ọrịa na-ezighi ezi. Ana m edegara Congress na Senate n'ihi na ịchọrọ inyere ndị ọdachi omume ahụike metụtara aka. Na-arịa ọrịa, isi m na-afụ ụfụ na mama m kpọgara m na dọkịta. Enwere m ọbara ọbara ugboro ugboro na isi ọwụwa. Echere m na nke a malitere na njedebe nke 1992 ma ọ bụ mmalite 1993. Ha kwuru na m dị mma, echetakwara m na otu dọkịta kparịrị mụ na mama m; achọghị ọbụna ikwu maka ya. O kwuru na ihe niile dị n'isi m, na m dịkwa mma. 1993 ye 1994 ikedịghe nti isua ke uwem mi. Enweghị m obi ụtọ. Mama m na-arịa ọrịa oge niile, na-akwa ụkwara mgbe niile, na-aga CIGNA na-enweta ọgwụ, ike na-agwụkarị ya. Mama m abụghịzi otu nne ọzọ; isi m na-akụ ma na-apụ, ike gwụrụ m ịghara inye mama m nsogbu n'ihi na m hụrụ ọrịa ya. Ọ na-ada mbà n’obi mgbe niile, na-ebe ákwá mgbe niile, na-adịkarịkwa mwute ma na-akwa ụkwara. M ga-abara ya mba ka o mechie ọnụ n'abalị ma mee ka anyị niile mụrụ anya, ugbu a ọ na-ewute m.

    Na February 1994, enwere m nkụda mmụọ, isi m na-afụ ụfụ, ana m a andụ ọgwụ na ebe nchekwa ọgwụ, ọ bụghị oge mbụ m mere nke a, mana mama m na-arịa ọrịa na ọ maghị. Oge ọ bụla m were ihe karịa otu ụbọchị nne m batara ịkpọte m, agaghị m ebili, ike gwụrụ m. Mama m kwuru nke ahụ, yikwasị uwe; anyị na-aga CIGNA ozugbo. Agara m ebe ahụ na ndị dọkịta CIGNA hụrụ m. Ha zipụrụ m na ebe ahụike ọgụgụ isi ọ nweghịkwa ebe abụọ a maara ihe m mere. Mama m jegharịrị m wee gwa ya ihe m mere. Mgbe e mesịrị n'ụbọchị ahụ, ọ kwuru otú ọ ga-esi dịrị ndụ ma m nwụọ. Mama m bere ákwá n'ihi na ike gwụrụ ya ọ na-ebo onwe ya ụta n'ihi na ọ naghị eme ihe. M kwere mama m nkwa na m gaghị eme ihe a ọzọ. Mama m kpọrọ CIGNA ma were iwe banyere etu ha si hụ na m gbalịrị igbu onwe m, jụọ ha ụdị ndị dọkịta ha bụ. Mama m tiri mkpu nke ukwuu ha kwetara inye m anụ ahụ zuru oke. N'oge ahụ n'oge mbido Machị, anyị mere mkpesa nke ukwuu banyere isi m, ha kwenyere ime isi m. Ihe a gara n’ihu ihe dị ka ọnwa abụọ na ọkara, nyocha niile na-aga n’ihu, n’ikpeazụ dọkịta kwuru na achọrọ m ịsachapụ mmehie m, nke ahụ bụ na njedebe nke ọnwa Mee. Mama m jụrụ ma nke a ọ dị mkpa, ọ dị mkpa ịme ya ozugbo, dọkịta zara ya na ọ bụghị ngwa ngwa. Mama m kwuru na anyị ga-eme ya n'oge ezumike ezumike.

    Ọtọn̄ọde ke May esịm August, eka mi ama ọdọn̄ọ idiọk idiọk. Ọ gara dọkịta na ha tinye ya na nkwarụ maka izu 6. N'etiti ọnwa Julaị, m rọrọ nrọ na mama m nwere ọrịa cancer akpa ume na ọ ga-anwụ. O wutere mama m nke ukwuu mgbe m gwara ya ihe a. Ka ọ na-erule ọnwa Ọgọst, nne m zigara m Ireland ka m gaa leta nne na nna m ochie. Mgbe m si Ireland lọta na ngwụcha ọnwa Ọgọst, ụlọ anyị nọ na ọgba aghara, maka izu 2 CIGNA jụrụ inye mama m ụzarị igwe ojii ya niile na-agwa ya na ha efuola. Ọ nwetachara ha wee gosi na o nwere ọrịa kansa akpa ume ihe fọrọ nke nta ka ọ bụrụ afọ 2. Mama m nwere ịwa ahụ na-ewepụ 20% nke akpa ume ya. O nwere akpụ carcinoid. Mgbe mama m nọ n'ụlọ ọgwụ, dọkịta na-awa ahụ gwara nna m nke nna ya na ahụ adịchaghịkwa. O mechara bụrụ na CIGNA jụrụ ịhapụ ihe ndekọ nna m maka izu 2. Mgbe ha gakwuuru dibia dibịa, CIGNA nọ na-agwọ ya maka ụkwara ume ọkụ; ọ nwere n'ezie ọrịa dị elu nke COPD ma nwee ihe dị n'akụkụ akpa aka ekpe ya dịka mama m nwere.

    Anyị gara wee nweta akwụkwọ ndekọ ahụ maka ezinụlọ anyị niile. Mgbe anyị hụrụ nke m, anyị gakwuuru onye dibịa nọ na mpụga, mgbe anyị gakwuchara ndị dibịa, amaara m ugbu a ihe dị iche na ezigbo dọkịta na dọkịta CIGNA, enwere m olileanya na otu ụbọchị m ga-agwa gị ihe niile gbasara nke ahụ. . Enwere m nsogbu ebe ọkpụkpụ a na-ebibi, ebe ọkpụkpụ na-esi na orbit gafere, dọkịta ahụ kwuru na anya m gaara apụ. A wara m ahụ na Cedar-Sinai. 1995 adịghị mma karịa na 1993 dịka ọ dị ka enweghị ikpe ziri ezi maka ihe ndị a niile CIGNA mere anyị. Anyị chọrọ ime ka iwu gbanwee ka mmadụ ghara ịta ahụhụ otu a ọzọ. CIGNA na-emejọ ezinụlọ anyị ruo taa. Ha na-eme mama m ákwá ruo ọtụtụ awa ma enwere m olileanya na ị ga-ahapụ ka m kọọrọ gị ihe niile banyere nke a kwa. CIGNA kwesịkwara ịma ma ndị mụrụ m nwụrụ, ebee ka m ga-aga, kedukwanụ ihe ga-eme nwanne m nwoke na ụmụnne m nwanyị? Abụ m onye America, ma mgbe m tolitere, achọghị m ibi ebe a. Achọrọ m ịkwaga ebe ndị mmadụ dị mma ma nwee obiọma. Aga m akwaga Ireland.

    Ugbu a m bụ 27 Afọ. Agbanyeghị ọ dị nwute na ezinaụlọ ọ bụla ga-ata ahụhụ n'ụzọ a, ndị aghụghọ na ndị aghụghọ ahụ agbanahụ ntaramahụhụ na Steeti California.

    Daalụ CIGNA GLENDALE

  12. 20

    Akaebe Iwu Sineti Na - anụrụ steeti California na Mọnde Mọndee nke iri na abụọ n’afọ 12 na 1997PM
    Abiala m ịkọrọ gị ahụmahụ m. Ngalaba nke ụlọ ọrụ na-ada ada n'ọrụ njikwa ya, ahụmịhe nke ezinụlọ m gosipụtara nke ahụ. Ahụmịhe nke onwe m na Cigna Healthcare ga-egosiputa otu esi emegbu ndị ahịa, yana otu Ngalaba nke Corporations ji emechi anya.
    Ahụmahụ m na Cigna malitere site na mmetọ nke ndị mụrụ m, na ha n'aka ha mekwara mkparị ahụ megide onye ọ bụla n'ime ezinụlọ m. Mgbe m na-arịa ọrịa, chọọkwa dibịa, ha ga-eziga m na oge a kara aka, ihere ga-emekwa m n'ihi na ọtụtụ mgbe dibia ebe ha zigara m anaghị atụ anya m. N’ihi ya, Cigna zigaara m akwụkwọ ozi na-ekwu na m nwere ike ịhọrọ onye dibia nke m na ha ga-akwụ ụgwọ maka ọgwụgwọ ahụ. Ha mere nke a otu oge, ha akwụghị ụgwọ maka nlekọta ahụ ike, ndị ụlọ ọrụ na-atụkọta m yikwara m egwu na a ga-agba m akwụkwọ ma ọ bụrụ na akwụghị m ụgwọ ahụ. Cigna kwukwara na m nwere ike ịhọrọ dọkịta m họọrọ n’ebe obibi m Santa Barbara, nke a emeghịkwa. Cigna kenyere m dostor na Santa Barbara mana mgbe m na-arịa ọrịa ma chọọ ịwe oge ọ bụla m kpọrọ dọkịta na ọ kpọghachighị oku m. Mgbe anyị kpọtụrụ ụlọ ọrụ ndị dọkịta, ha kwuru na ha esoghị arụ ọrụ ọzọ na Cigna, n'ihi na Cigna agaghị eme ndenye aha mgbe ndị ọkachamara chọrọ.
    N'afọ gara aga, achọrọ m nlekọta pụrụ iche, n'oge usoro ahụ dọkịta kwuru na achọrọ m Biopsy. Ọ ghaghị ịkwụsị n'etiti ma nweta ikike site na CIGNA iji gaa n'ihu. Dọkịta ahụ kwuru na e jikọtara usoro abụọ ahụ na ọ dịghị atụ anya ka ọ rụọ MEDICINE n'ụzọ dị otú a na mbụ. Mgbe usoro a gasịrị mgbe m mere mkpesa na Ngalaba nke Corporations banyere Cigna a gọrọ ebubo ahụ wee zaghachi na dọkịta ahụ hiere ụzọ. Kemgbe ahụ dọkịta ahụ bịakwutere onye ọkaiwu ya na Santa Barbara ọ kwuru na ọ rụrụ Biopsy na-enweghị ikike ha, akụkọ m banyere ihe ahụ merenụ ziri ezi. Dọkịta ahụ kwuru na ọ dị m mkpa ịgbaso ụbọchị 90 ọ bụla n'ihi na nke a bụ ọnọdụ ọrịa kansa. Cigna kwuru na ọ bụrụ na achọrọ m ọpụrụiche a ọ dị m mkpa ịga site na dọkịta nlekọta ahụike iji jide n'aka na achọrọ m ya, ha wee kenye m dọkịta na-elekọta isi na Santa Maria, ọbụnadị n'otu ógbè ahụ, na karịa otu elekere site na ebe obibi m.
    Abụ m nwa akwụkwọ m na-aga UC Santa Barbara, enweghịkwa m njem. Ọ bụghị naanị nhọrọ bara uru., Na Ngalaba Corpolọ Ọrụ kama inyere m aka, onye nọ na Cigna na-ahụ maka ịkpagbu m na igbochi ọgwụgwọ m kpọrọ m ọzọ

  13. 21

    Mgbe m nwesịrị United ruo ọtụtụ afọ ụlọ ọrụ m agbanweela na CIGNA.M nwere n'oge na-adịbeghị anya ịnwe MRI na azụ m wee kọọrọ m ya na DR.s SEcretary CIGNA dị njọ na ịnye ikike ihe ọ bụla.Ọ were ụbọchị 5 iji kwado ya, mana ọ bụ naanị mgbe dọkịta m rịọrọ arịrịọ. Agwara m ọbụlagodi na ha kwadoro usoro, mgbe ụfọdụ ha tụgharịrị ma gọnahụ ya na-ekwenyeghị na nkọwa ha, na ị ga-akwụ ụgwọ ahụ. oku sitere na CIGNA tonite iji lee ma m ga-enwe mmasi ikpo oku “NURU HA” maka nsogbu iku ume, obi, azu, ma obu okpukpu n’odinihu karia iga PCP m !! Agwara m ha na agaghị m enwe afọ ojuju ka “ahụ m” na ekwentị ma kelee gị na agbanyeghị. O wutere ya nke ukwuu na anaghị m asọpụ na onyinye ahụ.

    Enwere m oke ụjọ maka nsogbu ahụike ọ bụla m chọrọ ka ekwusara karịsịa na enwere m 7yr ochie, na CIGNA dị ka ụlọ ọrụ na-adịghị echebara echiche mgbe m gụsịrị ihe ndị a. Enwere m ike ikpe ekpere ka anyị niile nwee ahụ ike, n'ihi na CIGNA abụghị maka penny ọ bụghị nwee ndidi !!!! Emere ka nke a doo m anya n’ime naanị izuụka !!!!!!!!!!!

  14. 22

    Ana m arụ ọrụ maka nnukwu ụgbọ elu na cigna dị ka ins m. m kụwara azụ m na-arụ ọrụ, na-arụ ọrụ, clocked na. a hanga manager gwara m na nke a bụ "B ONGH THE ọrụ nsogbu" !!
    i lost my ins ” long term disability” thru cigna. well, they – cigna sent me to this whore of a physical therapy that told cigna what they wanted to hear. so, im laying on my back with no help and in pain with no income. who has the answer and if any one wants a phonme number to call, because i people of passing the buck and i must have a draw of numbers to call, all of which didnt help but boy do they have phones numbers!!
    na-emechi, susuo m ịnyịnya ibu m maka ndị metụtara, maka ndị na-enweghị ya, nwee mwute maka ihe mgbu gị na ndụ gị

  15. 23

    My mother has been passed away for 11 years and Cigna is the insurance she had when she was in the hospital for the Flu. After a short period of time she became worse while in the hospital but instead of getting better treatment we got a visit from a lady that worked for the hospital and told my mother and I that my had to go home because Cigna would not be paying for anymore of her stay. My mom was only 55years old when Cigna booted her out of the hospital. We did not know but Cigna which had to know due to medical records had to be sent to them for any type of payment to the hospital that my mother had bowel stuck in her intestine that is why she was bleeding from the rectum and couldn’t stand on her own when she was told Cigna said they would not pay for anymore treatment. My mom would go back within that week to the ER so sick that they couldn’t take her blood because she would of died right then so she was put in ICU and then is when we found out that she had bowel stuck in her intestine that she would need surgery but since it was not done sooner she was opened to being infected almost all her intestine from the bowel just sitting there because my mom did not know she had this but Cigna did when they tossed her out of the hospital. She was then put on life support and less than 7 days later 18 days before I would turn 21years old I had to sign for my mother to be taken off life support because there was no hope due to how fast the infection had spread while she was out of the hospital. Call it what you like but it is murder when money or the right insurance would have kept my mother alive but since she had CIGNA HMO they decided she was not worth paying for. Still 11years later I still wonder how many others died in their hands.

  16. 24

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